Equifax Data Breach
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Between mid-May through July 2017, Equifax was subject to a Data Breach that affected approximately 143,000,000 U.S. consumers. Equifax has acknowledged that the information accessed primarily names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. In addition, credit card numbers for approximately 209,000 U.S. consumers, and certain dispute documents with personal identifying information for approximately 182,000 U.S. consumers, were accessed.
Of the 143,000,000 million U.S. Consumers affected by the Data Breach, 367,737 were Montanans. This is more than 1 in 3 Montanans. To find out if you were affected go to www.equifaxsecurity2017.com, and click on the “Am I Impacted?” link at the top of the page (highlighted below).
For more information on how to minimize your risk due to the Data Breach, the National Consumer Law Center (NCLC) has published some key steps. In short, check to determine if you have been affected, and if you have been affected, obtain a credit freeze, or as a lesser alternative set up a fraud alert. You can also get credit monitoring, but Equifax is only providing it free for a year, and only if you sign up before November 21, 2017.
In response to this Data Breach, class actions have been filed across the country, including Montana. On September 14, 2017, Morrison, Sherwood, Wilson, Deola filed a class action in the First Judicial District Court in Lewis and Clark County. The class action will hopefully resolve some issues, but may not resolve specific credit risks in the interim. So, if you notice any incorrect information on your credit report, our attorneys may be able to help with your credit reporting issues. Please give us a call, or send us an email at [email protected], or fill out the form below.
For more information on credit reporting issues, please go here.